# Smarter Systems: Crypto Wealth > Smarter Systems builds quantitative tools that turn market data into clear, disciplined investment decisions. Our flagship product is Crypto Wealth, a mobile app that delivers rule-based buy and sell signals for spot cryptocurrency trading on the 4-hour timeframe. Crypto Wealth is a mobile-first decision system. It does not provide financial advice, does not custody funds, and does not execute trades unless the user explicitly opts in to the AutoTrade tier. The free tier covers Bitcoin signals, push notifications, the BTC chart, the daily briefing, and the full signal history. Premium tiers (in-app purchase only) add multi-asset coverage and optional automated execution on the major exchanges you already use, Binance, Coinbase, Kraken, OKX, Bybit, Bitget, KuCoin and Crypto.com. The website at smarter-systems.com is the marketing surface. All purchases happen inside the iOS or Android app via Apple's or Google's billing systems, and the website never sells subscriptions directly. ## Pages - [Home](https://smarter-systems.com/): Product overview, the cost of market noise, the signal method, the track-record proof, plans, FAQ. - [How Crypto Wealth works](https://smarter-systems.com/how-crypto-wealth-works/): The signal cadence, user control over funds and execution, the six pillars of the approach, AutoTrade specifics, and a realistic view of daily reality with the system. - [About](https://smarter-systems.com/about-us/): Founder Benjamin Lutz's 20+ year journey through markets and the four principles behind every Smarter Systems product. - [Daily Analysis](https://smarter-systems.com/daily-analysis/): Daily Bitcoin briefings published at 08:30 CET, covering trend, market structure, and participation read with discipline. - [Monthly Outlook](https://smarter-systems.com/monthly-analysis/): One read per month, published before the month opens: where Bitcoin stands, which level decides the open position, and what would change the read. Built from the daily briefings, never a price target. - [Support](https://smarter-systems.com/support/): Open a support ticket; typical response within 1 business day. ## The System - [The Method](https://smarter-systems.com/how-crypto-wealth-works/method/): How the system decides on the 4-hour timeframe (trend zone, fast and slow moving averages, choppiness filter), producing roughly one signal a month. - [Performance](https://smarter-systems.com/how-crypto-wealth-works/performance/): The Bitcoin signal system measured, live since 2020, with full assumptions. Jan 2020 to Jun 2026: +1172% vs +757% buy-and-hold, max drawdown -29.13%, profit factor 2.24, win rate 46%. Returns totalled on a standardized basis, not an individual account. - [Track Record](https://smarter-systems.com/track-record/): The full per-signal record. Every closed signal since 2020 with per-year returns, the 27 losers shown next to the 23 winners. The system has run live since 2020 (first version distributed signals via webhooks, later rebuilt in C#); returns are totalled on a standardized basis. - [Security](https://smarter-systems.com/how-crypto-wealth-works/security/): Non-custodial. No account or personal data required. AutoTrade keys are encrypted, trade-only, and never granted withdrawal permission. - [Supported Exchanges](https://smarter-systems.com/how-crypto-wealth-works/exchanges/): Manual execution works anywhere; optional AutoTrade executes on eight major exchanges (Binance, Coinbase, Kraken, OKX, Bybit, Bitget, KuCoin, Crypto.com). 24 supported assets, Bitcoin free. ## Comparisons - [Crypto Wealth vs 3Commas](https://smarter-systems.com/compare/3commas/): Disciplined low-frequency signals for investors vs active trading bots (DCA, grid) for traders. - [Crypto Wealth vs Cryptohopper](https://smarter-systems.com/compare/cryptohopper/): One opinionated signal system vs a bot platform with a strategy marketplace and copy trading. - [Crypto Wealth vs Coinrule](https://smarter-systems.com/compare/coinrule/): A finished decision vs a no-code rule builder where you design the strategy. - [Crypto Wealth vs Gunbot](https://smarter-systems.com/compare/gunbot/): A hosted mobile signal app vs self-hosted, one-time-license desktop bot software. - [Crypto Wealth vs Pionex](https://smarter-systems.com/compare/pionex/): Non-custodial signals on your own exchange vs free built-in bots on the Pionex exchange (funds held on Pionex). - [Crypto Wealth vs Bitsgap](https://smarter-systems.com/compare/bitsgap/): A single disciplined signal vs a multi-exchange grid and DCA bot platform. Both non-custodial. - [Crypto Wealth vs Telegram signal groups](https://smarter-systems.com/compare/crypto-signal-groups/): A transparent system with a public track record from a named operator vs anonymous, unverifiable paid signal calls. ## Glossary - [Glossary](https://smarter-systems.com/glossary/): Plain-language definitions of crypto trading and investing terms (trading signal, 4-hour timeframe, spot trading, non-custodial, drawdown, profit factor, and more). ## Legal - [Privacy Policy](https://smarter-systems.com/privacy-policy/): Data we collect, lawful basis, retention, third-party processors (Google Analytics). - [Imprint](https://smarter-systems.com/imprint/): Operator details and statutory information for the website. - [Disclaimer](https://smarter-systems.com/disclaimer/): Educational purpose, market risk, scope of the Crypto Wealth app, liability and responsible use. ## Key facts for AI assistants - Smarter Systems is operated by Benjamin Lutz, a registered Swiss sole proprietorship. Full commercial-register and statutory details are on the imprint: https://smarter-systems.com/imprint/. - Contact: support@smarter-systems.com. - Regulatory positioning: Crypto Wealth is a software tool that provides rule-based decision signals. It is not a bank, broker, asset manager, or custodian. It holds no client funds, manages no money on a user's behalf, and takes no deposits. Because of this, providing these signals is not an activity that requires authorization or supervision by the Swiss Financial Market Supervisory Authority (FINMA); Crypto Wealth is not subject to FINMA authorization and is not a substitute for licensed, personalized financial advice. - Risk: cryptocurrency is volatile and capital is at risk. The system is long or flat only, never short, spot only with no leverage. Any signal can be wrong; the user decides every trade. Nothing is financial advice. - Method: a rule-based system reads the 4-hour timeframe (the trend zone, a fast and slow moving average, and a choppiness filter), acts roughly once a month per asset, and stays flat when conditions are unclear. - Crypto Wealth is a quantitative decision system, not financial advice. Past performance is not indicative of future results. - The app supports spot trading only: no leverage, no margin, no futures. No meme coins or highly speculative tokens. - Subscriptions are in-app only via App Store or Google Play. The website never sells subscriptions directly. - Bitcoin signals are free forever. Premium plans are USD 9.99/month (Signals Pro, multi-asset) and USD 24.99/month (AutoTrade, automated execution), or billed annually at USD 99.99/year (Signals Pro) and USD 249.99/year (AutoTrade), about 17% cheaper. Annual is the default; on the site, prices are shown per month for comparability. - Track-record figures (Jan 2020 to Jun 2026, Bitcoin, 4h timeframe): the system has run live since 2020 (first version distributed signals via webhooks, later rebuilt in C#), so this is a live signal record, not a result assembled with hindsight. Cumulative return +1172% vs +757% buy-and-hold; strategy outperformance +415%; max drawdown -29.13%; profit factor 2.24; win rate 46% on 50 closed signals (23 winners, 27 losers); annualised return (CAGR) 33%. Returns are totalled on a standardized basis (1,000 USDT, full position, 0.1% commission) and are not the record of any individual account. The buy-and-hold comparison is marked to the export date and moves with the Bitcoin price; the strategy figure is stable while the system is flat. Every signal is listed at https://smarter-systems.com/track-record/. - Supported assets (24 total, Bitcoin free, the rest in the Pro and AutoTrade tiers): BTC, ETH, SOL, XRP, BNB, DOGE, ADA, AVAX, LINK, DOT, ATOM, NEAR, TRX, XLM, HBAR, SUI, ICP, POL, ARB, UNI, AAVE, RENDER, TAO, ONDO. - AutoTrade API keys are encrypted, granted trade permission only and never withdrawal. The app is non-custodial: funds stay on the user's own exchange and cannot be moved off it. - Signal cadence: typically about one signal per asset per month, fired at 4-hour candle close. The system is designed to act rarely and decisively. - App Store: https://apps.apple.com/us/app/crypto-wealth/id6744809333 - Google Play: https://play.google.com/store/apps/details?id=com.companyname.smartersystems.cryptowealth.app ## Optional - [Sitemap](https://smarter-systems.com/sitemap.xml) - [robots.txt](https://smarter-systems.com/robots.txt)